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Most insurance companies offer discounts for homes with security systems.
They know that a home with a security system will be less likely to experience the type of emergencies that result in insurance claims. We have contacted the following insurers and provide you with the results of our research. If your insurer isn't on our list, please let us know.

AllState Homeowner's Insurance Discounts
A local agent has informed us that: Homeowners with policies written by Allstate Insurance may benefit from a 10% discount on their Homeowner's Insurance Policy. This discount requires a professionally installed security system, with off-site monitoring services. All ITI systems meet these requirements. As Allstate's requirements may vary from region to region, we recommend that you discuss these discounts with your agent.

Farmers Homeowner's Insurance Discounts
A local agent has informed us that: Homeowners with policies written by Farmers Insurance may benefit from a 5% discount on their Homeowner's Insurance Policy. This discount requires a professionally installed security system, with off-site monitoring services. All ITI systems meet these requirements. As Farmers' requirements may vary from region to region, we recommend that you discuss these discounts with your agent.

Home Security Tips
 
 

Metropolitan Homeowner's Insurance Discounts
A local agent has informed us that: Homeowners with policies written by Metropolitan Insurance may benefit from a 20% discount on their Homeowner's Insurance Policy. This discount requires a professionally installed security system, with off-site monitoring services. All ITI systems meet these requirements. As Metropolitan's requirements may vary from region to region, we recommend that you discuss these discounts with your agent.

MSI Homeowner's Insurance Discounts
A local agent has informed us that: Homeowners with policies written by MSI Insurance may benefit from a 10% discount on their Homeowner's Insurance Policy. This discount requires a professionally installed security system, with off-site monitoring services. All ITI systems meet these requirements. As MSI's requirements may vary from region to region, we recommend that you discuss these discounts with your agent.

Prudential Homeowner's Insurance Discounts
A local agent has informed us that: Homeowners with policies written by Prudential Insurance may benefit from a 20% discount on their Homeowner's Insurance Policy. This discount requires a professionally installed security system, with off-site monitoring services. All ITI systems meet these requirements. As Prudential's requirements may vary from region to region, we recommend that you discuss these discounts with your agent.

These insurance companies also offer premium discounts for owning an alarm system. Let them know that you have reduced your risk of fire and burglary by installing an alarm system.

American Family Insurance
Chubb & Son
CNA Insurance
 
Safeco
Travelers
Hartford Fire & Casualty
 
Travelers
USAA
 
           
   
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**Home ownership, credit approval, and monitoring agreement required. Cannot be combined with any other offer. System model may vary by location.